Once we receive your signed credit application, we can have idea as to what our options are within an hour or so. We can have answers from lenders in 24 hours or less!
We finance all business essential commerical equipment. From Sleeper trucks, to day cabs, medium duty, trailers, construction equipment, to Dispatch software and medical equipment. If it can make your business money, chances are we can get it financed for you!
On general equipment, zero down is standard. On Transportation, plan for zero-10% down payment, and 20% for a first time buyer.
We pull Experian, and that is the most common. There are a few lenders that work exclusively with TransUnion. Equifax is not very common on the commercial side. Paynet is also a factor in every transaction.
Proof of down payment, Insurance Certificate, Voided Check, and CDL/DL Copy are among the most common items needed to finalize a loan. Some lenders may request additional items such as Social Security Card, Bank Statements, and Tax Returns. For General Equipment: Executed Docusign loan contract and a copy of your Driver's License.
KC Financial is fully insured and works directly with Docusign and Experian to provide the most secure service. We do not send out your personal information without prior consent.
KC Financial has over 7 years of experience in Commercial Finance, Equipment Sales, Wholesale, and Freight Brokerage.
